How to Borrow Airtime from MTN XtraTime: Best Step-by-step Guide


Discover the New Mtn Xtra Time USSD code


Do you know that MTN xtra time USSD code have been changed from *606#?. On this post we will show how to borrow airtime from MTN xtra time. Check out the new code below

Borrowing airtime from MTN XtraTime service just got easier and faster! This service allows you to borrow airtime on credit when you run out of airtime and pay back on your next recharge. Read on to find out how to borrow airtime from MTN XtraTime service in a step-by-step guide.

Also Read: How to share airtime on MTN


Eligibility Criteria

Eligibility Criteria: To be eligible for MTN XtraTime service, you must strictly follow these conditions:

  • Be a Prepaid customer.


  • Have registered your phone number.


  • Have been on the MTN network for more than 3 months.


  • Have spent at least N200 monthly for 3 months.


  • Have between N0 and N75 in your main account. So, if you are a prepaid customer whose phone number is registered, and have been using the MTN network for at least three months and have used up to N200 every month in the last three months, congratulations, you’re eligible. But if not, well, better luck next time.

How to Check Eligibility

To check if you are eligible for MTN XtraTime, you have three options – using USSD code, SMS, or IVR. Dial *303# and select ‘Check eligibility’ to know if you qualify. You can also send the SMS keyword STATUS to 303 or dial 303 and follow the voice prompt to confirm eligibility. It is recommended that you’ve been an MTN prepaid customer for more than 3 months, have registered your phone number, and have been using at least N200 per month for 3 months. Make sure to check your eligibility to avoid any inconvenience while attempting to borrow airtime.


How to Borrow Airtime From MTN via *303# Menu

Borrowing airtime through the *303# Menu is a quick and easy process. All you need to do is dial *303# and select XtraTime to borrow airtime. Next, select your preferred amount from the list and confirm the transaction.

Screenshot photo on How to share airtime on MTN Xtra Time
Borrow airtime from MTN xtra time using USSD code

Once confirmed, the system will deduct the service fee and credit your XtraTime account with the remaining airtime balance. You will receive a successful notification message confirming the transaction. It’s that simple! Just remember that you’ll be charged a service fee of 15% on every amount you borrow. So go ahead and borrow airtime with ease.

Also Read: How to Share Data on MTN

How to Borrow Airtime From MTN via 303 IVR

Borrowing airtime on MTN XtraTime via 303 IVR is easy. Dial 303 and select your preferred language. Then select XtraTime and listen to the available amounts. Choose your preferred amount and confirm the transaction. That’s all! You’ll receive your airtime in no time. Easy, right? So go ahead and enjoy the convenience of MTN XtraTime.

Service Fee

MTN XtraTime charges a service fee of 15% on every borrowed amount.


To borrow airtime on MTN XtraTime, you must meet the eligibility criteria which includes being a prepaid customer, registering your phone number, spending at least N200 monthly for 3 months, and being on the MTN network for at least 3 months.

To check your eligibility, you can use USSD code *303#, send SMS keyword: STATUS to 303, or dial 303 and follow the voice prompt. Once eligible, you can easily borrow airtime via *303# menu or 303 IVR.

Remember, a 15% service fee applies to every borrowed amount. Happy borrowing!

Borrowing airtime from MTN in now easy with the help of mtn xtra time, you don’t need to be worried whenever you run out of airtime, just use any of the above methods to borrow airtime from MTN.


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